@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#101f32;--ink:#192c42;--muted:#5b6c7e;--green:#007b63;--red:#dc453d;--line:#dae2e8;--pale:#f2f6f8}*{box-sizing:border-box}body{margin:0;font-family:'DM Sans',sans-serif;color:var(--ink);font-size:16px;line-height:1.65;background:white}h1,h2,h3,h4{font-family:Manrope,sans-serif;line-height:1.16;letter-spacing:-.035em;margin:0 0 20px}h1{font-size:clamp(38px,4.4vw,65px);font-weight:600}h2{font-size:clamp(29px,3.2vw,44px);font-weight:600}h3{font-size:23px}p{margin:0 0 22px}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,summary{ -webkit-tap-highlight-color:transparent}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #e89439;outline-offset:4px}button:disabled{opacity:.6;cursor:wait}.wrap{max-width:1240px;margin:auto;padding:0 34px}.topline{background:var(--navy);color:#d5dee8;font-size:12px;letter-spacing:.05em;padding:8px 0}.topline .wrap{display:flex;justify-content:space-between}.header{position:sticky;top:0;background:rgba(255,255,255,.97);z-index:20;border-bottom:1px solid var(--line)}.header .wrap{display:flex;align-items:center;gap:25px;height:86px}.brand{font-family:Manrope;font-size:29px;font-weight:800;line-height:1;letter-spacing:-1.4px;white-space:nowrap}.brand em{font-style:normal;color:var(--green)}.brand small{display:block;font-size:10px;letter-spacing:4.4px;margin-top:8px;font-weight:700}.brand i{color:var(--red);font-style:normal}.nav{display:flex;gap:26px;align-items:center;margin-left:auto;font-size:14px;font-weight:600}.nav a:hover,.textlink:hover{color:var(--green)}.nav details{position:relative}.nav summary{cursor:pointer;list-style:none}.nav summary:after{content:'⌄';padding-left:7px}.dropdown{position:absolute;top:35px;left:-20px;width:240px;background:white;border:1px solid var(--line);padding:12px;box-shadow:0 15px 30px #10213615}.dropdown a{display:block;padding:9px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:16px;background:var(--green);color:white;border:1px solid var(--green);padding:13px 21px;border-radius:4px;font-size:14px;font-weight:700;line-height:1.5}.btn:hover{filter:brightness(.92)}.btn.secondary{background:transparent;color:var(--ink);border-color:#becbd5}.btn.white{background:white;color:var(--navy);border-color:white}.btn.outline{border-color:#607183;background:transparent;color:white}.btn.small{padding:10px 15px}.actions{display:flex;gap:12px;flex-wrap:wrap}.menu-toggle{display:none;background:none;border:0;font-size:25px}.hero{background:var(--navy);color:white;position:relative;overflow:hidden}.hero .wrap{display:grid;grid-template-columns:1.05fr 1fr;gap:70px;padding-top:76px;padding-bottom:80px;align-items:center}.eyebrow{font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--green);margin-bottom:24px}.hero .eyebrow,.dark .eyebrow{color:#7bd9bd}.hero h1 span{color:#87d8bf}.hero p{color:#b9c8d8;max-width:500px;font-size:17px}.hero .actions{margin-top:30px}.hero-note{font-size:12px!important;color:#91a5bb!important;margin-top:24px!important}.hero-panel{background:#fff;color:var(--ink);border-radius:8px;box-shadow:0 30px 65px #0003;padding:28px;transform:rotate(-1deg)}.panel-head{display:flex;justify-content:space-between;align-items:center;font-size:13px;margin-bottom:23px}.badge{display:inline-block;font-size:12px;letter-spacing:.03em;padding:4px 9px;border-radius:3px;background:#e8f6ef;color:#176448}.badge.demo{background:#edf1f5;color:#607083}.metricgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.metric small{display:block;color:var(--muted);font-size:12px}.metric strong{display:block;font-family:Manrope;font-size:25px;margin:5px 0}.metric em{font-size:12px;font-style:normal;color:var(--green)}.graph{width:100%;height:auto;display:block;margin:20px 0 4px}.legend{display:flex;gap:20px;font-size:12px;color:var(--muted)}.legend span:before{content:'';width:8px;height:8px;background:var(--green);display:inline-block;margin-right:7px}.legend span:last-child:before{background:#9baaba}.panel-bottom{border-top:1px solid var(--line);margin-top:20px;padding-top:16px;font-size:13px;display:flex;justify-content:space-between}.trustbar{border-bottom:1px solid var(--line);padding:24px 0}.trustbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:13px;color:var(--muted)}.trustbar b{color:var(--ink)}section{padding:80px 0}.section-head{display:flex;justify-content:space-between;gap:25px;align-items:end;margin-bottom:35px}.section-head h2{max-width:650px;margin-bottom:0}.section-head p{max-width:420px;color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{border:1px solid var(--line);border-radius:6px;padding:28px;background:white}.card p{font-size:15px;color:var(--muted)}.card .num{font-family:Manrope;font-size:14px;color:var(--green);display:block;margin-bottom:32px}.card h3{font-size:22px}.textlink{font-size:14px;font-weight:700;display:inline-block}.textlink:after{content:' ↗';margin-left:8px}.pale{background:var(--pale)}.dark{background:var(--navy);color:white}.dark p{color:#b9c8d8}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.split p{color:var(--muted)}.steps{display:grid;gap:0}.step{padding:18px 0;display:flex;gap:20px;border-bottom:1px solid var(--line)}.step b{font-size:14px;color:var(--green);padding-top:3px}.step strong{display:block;font-size:17px}.step p{font-size:14px;margin:4px 0 0}.window{background:white;border:1px solid var(--line);border-radius:8px;overflow:hidden;box-shadow:0 16px 38px #12243a0b}.window-title{padding:17px 24px;border-bottom:1px solid var(--line);font-size:13px;font-weight:600;display:flex;justify-content:space-between}.window-body{padding:26px}.row{display:flex;justify-content:space-between;padding:13px 0;border-bottom:1px solid var(--line);gap:18px;font-size:14px}.row:last-child{border:0}.row b{font-weight:600}.highlight{background:#ecf7f3;border-radius:5px;padding:18px;margin-top:22px;font-size:14px;color:#176448}.bi-box{border:1px solid var(--line);background:white;border-radius:8px;overflow:hidden}.bi-bar{padding:18px 25px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);gap:20px}.bi-placeholder{text-align:center;padding:48px 25px;background:linear-gradient(125deg,#f1f5f9,#fff)}.bi-placeholder h3{font-size:28px}.bi-placeholder p{color:var(--muted);max-width:650px;margin:0 auto 22px}.bi-iframe{width:100%;height:610px;border:0;display:block}.bi-footer{background:var(--navy);color:white;display:flex;justify-content:space-between;align-items:center;padding:24px;gap:20px}.bi-footer p{margin:0;font-size:15px}.two-cards{display:grid;grid-template-columns:1fr 1fr;gap:24px}.solution{padding:40px;border:1px solid var(--line);border-radius:6px}.solution h3{font-size:30px}.solution p{color:var(--muted)}.solution ul{padding-left:20px;color:var(--muted);font-size:15px;margin-bottom:26px}.articlecard{padding:0;overflow:hidden;display:flex;flex-direction:column}.article-art{height:145px;background:var(--navy);padding:25px;color:#94cabc;display:flex;align-items:end;font-family:Manrope;font-size:40px;letter-spacing:-2px}.articlecard:nth-child(3n+2) .article-art{background:#0c6958;color:#b3e5d7}.articlecard:nth-child(3n+3) .article-art{background:#e7edef;color:#557180}.article-body{padding:25px;flex:1;display:flex;flex-direction:column}.article-body h3{font-size:20px;line-height:1.35}.article-body .textlink{margin-top:auto}.article-body .eyebrow{font-size:11px;margin-bottom:13px}.cta{padding:60px 0;background:#eaf3f0}.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:40px}.cta h2{font-size:35px;max-width:650px;margin:0}.footer{background:#0c1828;color:#a8b9c9;padding:55px 0 20px;font-size:14px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}.footer .brand{color:white}.footer p{max-width:280px;margin-top:20px}.footer h4{font-size:14px;color:white;letter-spacing:0}.footer a:not(.brand){display:block;margin:9px 0}.footer-bottom{border-top:1px solid #293747;margin-top:40px;padding-top:20px;display:flex;justify-content:space-between;font-size:12px}.pagehead{padding:55px 0 48px;background:var(--pale)}.pagehead h1{font-size:clamp(36px,4vw,52px);max-width:850px}.pagehead p{max-width:760px;color:var(--muted);margin:0}.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:23px}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:18px}label{display:block;font-size:14px;font-weight:600}input,select,textarea{width:100%;border:1px solid #bac8d3;padding:12px;border-radius:4px;background:white;color:var(--ink);margin-top:7px;min-width:0}textarea{min-height:110px}.fieldnote{font-size:12px;color:var(--muted);display:block;margin-top:4px}.result{background:var(--navy);color:white;padding:35px;border-radius:7px}.result h3{font-size:21px}.result .value{font-size:clamp(30px,4vw,43px);font-family:Manrope;font-weight:700;margin:16px 0 25px;letter-spacing:-1px}.result .row{border-color:#344558}.result p{color:#b9c8d8;font-size:14px}.result .badge{background:#254d49;color:#b5e5d5}.note{padding:17px 20px;border-left:3px solid var(--green);background:#f1f7f5;font-size:14px;margin:25px 0}.notice{font-size:13px;color:var(--muted)}.tablewrap{overflow:auto}table{border-collapse:collapse;width:100%;font-size:14px}th,td{text-align:left;padding:15px;border-bottom:1px solid var(--line);white-space:nowrap}th{background:#f3f6f8;font-size:12px;text-transform:uppercase}.error{color:#b62727}.status{margin:15px 0;font-size:14px}.upload{padding:25px;border:1px dashed #97afbf;background:#f6f9fb;border-radius:6px}.upload input{border:0;padding:0;background:none}.article{max-width:820px;margin:auto}.article p,.article li{font-size:18px;line-height:1.85;color:#42566a}.article h2{font-size:29px;margin-top:40px}.article ul{padding-left:22px}.faq details{border-bottom:1px solid var(--line);padding:22px 0}.faq summary{font-weight:600;cursor:pointer}.faq p{margin:15px 0 0;color:var(--muted)}.portal{display:grid;grid-template-columns:235px 1fr;border:1px solid var(--line);border-radius:8px;overflow:hidden}.sidebar{background:var(--navy);padding:28px 20px;color:#aabbce}.sidebar strong{display:block;color:white;margin-bottom:26px}.sidebar a{display:block;padding:12px;border-radius:4px;font-size:14px}.sidebar a.active{background:#263b50;color:white}.portal-body{padding:30px;background:var(--pale);min-width:0}.portal-body .cards{gap:14px}.portal-body .card{padding:20px}.portal-body .metric strong{font-size:27px}.chat-area{background:#f4f7f9;padding:24px;min-height:250px;max-height:460px;overflow:auto}.bubble{padding:15px 18px;background:white;border:1px solid var(--line);border-radius:10px 10px 10px 0;max-width:90%;font-size:15px;margin-bottom:15px;white-space:pre-line}.bubble.user{background:#e1f1eb;border-color:#c7e3d8;margin-left:auto;border-radius:10px 10px 0 10px}.chat-form{display:flex;padding:16px;gap:10px}.chat-form input{margin:0}.chips{display:flex;flex-wrap:wrap;gap:8px;padding:0 20px 20px}.chip{border:1px solid var(--line);background:white;padding:8px 12px;border-radius:20px;font-size:13px;color:var(--ink)}.chip:hover{border-color:var(--green)}.float-chat{position:fixed;bottom:22px;right:24px;z-index:21;box-shadow:0 5px 20px #0002}.backlink{font-size:14px;color:var(--green);font-weight:600}.filters{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:30px}.filters .active{background:var(--green);color:white;border-color:var(--green)}.full{grid-column:1/-1}.hidden{display:none!important}@media(max-width:1050px){.nav{gap:14px}.header .wrap{gap:15px}.hero .wrap{gap:35px}.wrap{padding:0 24px}.nav .contact-nav{display:none}.hero-panel{padding:20px}.metric strong{font-size:21px}.split{gap:35px}}@media(max-width:800px){.menu-toggle{display:block;margin-left:auto}.nav{display:none;position:absolute;top:86px;left:0;right:0;background:white;padding:25px;border-bottom:1px solid var(--line);align-items:stretch}.nav.open{display:flex;flex-direction:column}.nav .contact-nav{display:inline-flex}.dropdown{position:static;box-shadow:none;width:100%;border:0}.hero .wrap,.split{grid-template-columns:1fr}.hero .wrap{padding-top:45px;padding-bottom:45px}.hero-panel{transform:none}.hero h1{max-width:620px}.cards{grid-template-columns:1fr 1fr}.section-head,.cta .wrap{align-items:start;flex-direction:column}.two-cards{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.trustbar .wrap{flex-wrap:wrap;justify-content:start;gap:12px 25px}.portal{grid-template-columns:1fr}.sidebar{display:flex;flex-wrap:wrap;gap:5px;padding:14px}.sidebar strong{width:100%;margin:0 10px 6px}.portal-body{padding:18px}.portal-body .cards{grid-template-columns:1fr}.bi-footer{flex-direction:column;align-items:start}.bi-iframe{height:450px}section{padding:55px 0}}@media(max-width:500px){.wrap{padding:0 20px}.cards,.formgrid{grid-template-columns:1fr}.hero .actions .btn{width:100%}.metricgrid{gap:10px}.metric strong{font-size:19px}.metric small{font-size:11px}.hero-panel{padding:18px}.panel-head{font-size:12px;gap:8px}.topline .wrap span:last-child{display:none}.footer-grid{gap:30px}.footer-bottom{gap:15px;flex-direction:column}.solution{padding:28px}.bi-bar{align-items:start;flex-direction:column;gap:8px}.float-chat{bottom:12px;right:12px;padding:10px 15px}.chat-form{flex-wrap:wrap}.chat-form button{width:100%}.result{padding:25px}.cta h2{font-size:29px}.full{grid-column:auto}}
.estimator-section{padding-top:40px}.estimator-layout{align-items:start;grid-template-columns:1.15fr 1fr;gap:40px}.estimator-layout>div{min-width:0}.depreciation-fields{border:1px solid var(--line);padding:20px;margin:25px 0;border-radius:6px;min-width:0}.depreciation-fields legend{font-weight:700;padding:0 8px;font-size:16px}.estimator-section .fieldnote{font-size:14px;font-weight:400;line-height:1.5}.estimator-section input,.estimator-section select{font-size:16px}.formula-block{padding:22px;background:#24374c;border-radius:5px;margin:22px 0;font-family:Manrope,sans-serif;font-size:20px;font-weight:600;overflow-wrap:anywhere}.formula-block.light{background:#ecf7f3;color:#145646}.est-explanation{margin-top:55px;border-top:1px solid var(--line);padding-top:40px}.variable-guide{display:grid;grid-template-columns:1fr 1fr;gap:22px 35px}.variable-guide dt{font-weight:700}.variable-guide dd{margin:6px 0 0;color:var(--muted)}.result-notice{background:#253a4d;padding:15px;margin-top:20px!important;border-radius:4px}.result .value{overflow-wrap:anywhere;font-size:clamp(27px,3vw,40px)}.result .row b{text-align:right;overflow-wrap:anywhere}.method-card .num{margin-bottom:18px}.method-card p{font-size:14px}.article table td{white-space:normal}.estimator-section .result{position:sticky;top:110px}@media(max-width:900px){.estimator-layout{grid-template-columns:1fr}.estimator-section .result{position:static}}@media(max-width:600px){.variable-guide{grid-template-columns:1fr}.depreciation-fields{padding:15px}.estimator-section .btn{white-space:normal}.estimator-section .formgrid{grid-template-columns:1fr}}
/* Insurance workspace — version 3 */
.insurance-demo{padding-top:40px}.branch-picker{margin-bottom:18px}.checkline{display:flex;align-items:center;gap:8px;font-weight:400;font-size:14px}.checkline input{width:18px;height:18px;margin:0}.insurance-demo .card{padding:25px}.insurance-demo button[type=submit]{margin-top:20px}.insurance-demo .fieldnote{font-size:14px}.demo-metrics{grid-template-columns:1fr 1fr;margin:24px 0}.demo-metrics small{display:block;color:#bed0df}.demo-metrics strong{display:block;font:700 32px Manrope,sans-serif;margin-top:5px}.market-context{background:#22364d;border:1px solid #3f5268;border-radius:6px;padding:22px;margin-top:22px}.market-context .eyebrow{color:#96d9c4;margin-bottom:10px;display:block}.market-number{font:600 34px Manrope,sans-serif;display:block}.market-context p{margin:12px 0}.market-context .textlink{color:#8bdbc3}.benchmark-call{padding-top:24px}.benchmark-call h3{margin-bottom:12px}.workspace-wrap{max-width:1600px;margin:auto;padding:0 28px}.insurance-workspace{background:#f4f7fa;padding:34px 0 60px;min-height:80vh}.workspace-grid{display:grid;grid-template-columns:220px minmax(0,1fr);gap:26px;align-items:start}.insurance-side{background:var(--navy);color:#c2d1df;border-radius:7px;padding:24px 16px;position:sticky;top:110px}.insurance-side .eyebrow{font-size:11px;color:#8cd3bc;letter-spacing:1.4px}.insurance-side a{display:block;padding:13px 12px;border-radius:4px;font-size:14px;font-weight:600}.insurance-side .active{background:#2a4557;color:white}.insurance-side hr{border:0;border-top:1px solid #3a4d60;margin:20px 0}.insurance-side .notice{color:#bbc8d6;margin:24px 10px 0}.workspace-title{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:12px}.workspace-title h1{font-size:38px;margin:0}.workspace-title .eyebrow{margin-bottom:10px}.workspace-main{min-width:0}.workspace-main>p{color:var(--muted)}.workspace-toolbar{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin:22px 0 12px}.workspace-toolbar label{margin:0}.workspace-toolbar label select{margin:0}.table-selector{padding:20px}.table-selector .branch-picker{margin:0}.file-button input[hidden]{display:none}.entry-panel{border:1px solid var(--line);background:white;border-radius:6px;margin:24px 0}.entry-panel summary{padding:20px;font-weight:700;cursor:pointer}.entry-panel form{padding:0 24px 24px}.entry-panel .formgrid{grid-template-columns:repeat(3,minmax(0,1fr))}.entry-panel [hidden]{display:none}.inline-action{border:0;background:none;padding:4px 0;color:var(--green);font-size:13px;cursor:pointer;text-align:left}.calculated-preview{display:flex;flex-wrap:wrap;gap:16px 26px;padding:20px;background:#edf6f2;margin:22px 0;border-radius:5px}.calculated-preview small,.calculated-preview b{display:block}.calculated-preview small{font-size:13px}.calculated-preview b{font-size:19px}.calculated-preview p{width:100%;font-size:14px;margin:0;color:var(--muted)}.record-filters{margin:28px 0 18px}.metrics-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:22px 0}.metric-tile{background:white;border:1px solid var(--line);padding:18px;border-radius:5px;min-width:0}.metric-tile small{display:block;font-size:13px;color:var(--muted)}.metric-tile strong{display:block;font:700 clamp(18px,1.6vw,25px) Manrope,sans-serif;overflow-wrap:anywhere;margin-top:8px}.records-table{overflow:auto;background:white;border:1px solid var(--line);border-radius:5px;max-height:600px}.records-table table{font-size:14px}.records-table th{position:sticky;top:0;background:#eaf0f5;z-index:1;white-space:normal;min-width:130px;text-transform:none;font-size:13px}.records-table th:first-child{min-width:50px}.records-table td{max-width:370px;white-space:normal;min-width:120px}.records-table td:first-child{min-width:50px}.records-table input[type=checkbox]{width:19px;height:19px;margin:0}.records-table tbody tr:hover{background:#f0f7f4}.table-actions{display:flex;justify-content:space-between;gap:20px;align-items:center;margin:28px 0 15px}.table-actions h3{font-size:21px;margin:0}.danger{background:#ad3434;border-color:#ad3434}.btn:disabled{opacity:.5;cursor:not-allowed}.pagination{display:flex;align-items:center;justify-content:space-between;gap:15px;margin:20px 0;font-size:14px}.empty-records{padding:40px;text-align:center}.empty-records p{color:var(--muted)}.comparison-panel{padding:25px 0}.comparison-panel h3{font-size:24px}.cell-note{display:block;color:var(--muted)}dialog{border:1px solid var(--line);border-radius:8px;max-width:min(850px,94vw);max-height:85vh;padding:28px;color:var(--ink);box-shadow:0 25px 90px #0004}dialog::backdrop{background:#101f3299}.dialog-head{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:22px}.dialog-head h3{margin:0}.detail-list{display:grid;grid-template-columns:1fr 1fr;gap:20px}.detail-list dt{font-weight:700;font-size:14px}.detail-list dd{margin:5px 0;overflow-wrap:anywhere}.insurance-workspace .notice{font-size:13px}.insurance-workspace .status{white-space:pre-line}.insurance-workspace .full{grid-column:1/-1}.insurance-workspace input,.insurance-workspace select{font-size:15px}.insurance-demo .formgrid label{min-width:0}.insurance-demo .formgrid input{width:100%}
@media(max-width:1150px){.entry-panel .formgrid{grid-template-columns:1fr 1fr}.workspace-grid{grid-template-columns:190px minmax(0,1fr)}.metrics-strip{grid-template-columns:1fr 1fr}.nav{gap:14px;font-size:13px}}@media(max-width:850px){.workspace-grid{grid-template-columns:1fr}.insurance-side{position:static;display:flex;flex-wrap:wrap;gap:5px;padding:15px}.insurance-side .eyebrow{width:100%;margin:0 10px 8px}.insurance-side .notice,.insurance-side hr{display:none}.workspace-title h1{font-size:32px}.workspace-wrap{padding:0 18px}}@media(max-width:550px){.entry-panel .formgrid,.branch-picker,.record-filters{grid-template-columns:1fr}.workspace-title{align-items:start;flex-direction:column}.entry-panel form{padding:0 16px 20px}.workspace-toolbar .btn{padding:11px 13px}.table-actions{align-items:start;flex-direction:column}.metrics-strip{gap:9px}.metric-tile{padding:13px}.metric-tile strong{font-size:19px}.detail-list{grid-template-columns:1fr}.pagination{font-size:12px}.pagination .btn{padding:8px}.demo-metrics strong{font-size:26px}.insurance-demo .card{padding:18px}.workspace-toolbar{gap:8px}.empty-records{padding:28px 18px}}
/* VerrAI 4.0 — conhecimento e comparação anual */
.annual-figure{margin:24px 0 16px;background:#fff;border-radius:8px;padding:12px 4px}.annual-figure svg{display:block;width:100%;height:auto}.annual-figure figcaption{padding:8px 14px;color:#43596a;font-size:14px;line-height:1.5}.annual-values{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-bottom:24px}.annual-values div{background:#f0f5f7;border-radius:4px;padding:14px 8px;color:#183247}.annual-values small,.annual-values b,.annual-values span{display:block}.annual-values b{font-size:20px;margin:8px 0}.annual-values span{font-size:13px;line-height:1.5}.estimator-caution{border-top:1px solid #7c929f;margin-top:24px;padding-top:10px;font-size:14px;line-height:1.7}.estimator-caution p{font-size:14px!important}.knowledge-head h1{max-width:960px}.learning-intro{max-width:780px;margin-bottom:38px}.learning-path{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.learning-path .card{display:flex;flex-direction:column;align-items:flex-start}.learning-path .btn{margin-top:auto}.learning-path h2{font-size:28px}.reading-layout,.faq-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:60px;align-items:start}.reading-nav{position:sticky;top:110px;display:flex;flex-direction:column;gap:16px;border-left:3px solid var(--green);padding:6px 0 6px 20px}.reading-nav>a{font-size:15px;font-weight:600}.reading-nav label{display:flex;flex-direction:column;gap:8px;font-size:14px}.reading-body{max-width:840px;min-width:0}.reading-body h2{margin-top:44px;scroll-margin-top:120px}.reading-body h2:first-child{margin-top:0}.reading-body h3{margin-top:28px}.reading-body p,.reading-body li{font-size:17px;line-height:1.8}.reading-body li{margin-bottom:8px}.sources-note{background:#edf3f6;border-left:3px solid #77939f;padding:22px;margin:28px 0}.sources-note ul{padding-left:22px;margin:12px 0}.sources-note li,.sources-note p{font-size:14px}.sources-note a{text-decoration:underline;text-underline-offset:3px}.history-timeline>div{border-left:2px solid #c4ddd4;padding:0 0 30px 28px}.history-timeline span{font-weight:800;letter-spacing:.1em;color:var(--green);font-size:14px}.history-timeline h3{margin:12px 0}.role-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.role-grid .card{padding:24px}.role-grid h3{margin:0 0 14px}.fact-band{background:var(--navy,#101f32);color:white;padding:28px;margin:25px 0;border-radius:8px}.fact-band strong{font-size:48px;color:#8cdcc2}.fact-band p{color:white}.knowledge-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.knowledge-stats>div{background:#eaf4f0;padding:22px;border-radius:6px}.knowledge-stats strong{display:block;font-size:25px;line-height:1.4;color:#006b58}.knowledge-stats span{display:block;font-size:14px;line-height:1.6;margin-top:10px}.map-intro{max-width:900px}.map-controls{display:grid;grid-template-columns:1.4fr 1fr;gap:22px;align-items:end;margin:28px 0}.map-controls label{display:flex;flex-direction:column;gap:8px}.map-controls .checkline{flex-direction:row;align-items:center;grid-column:1/-1}.family-links{display:flex;gap:9px;flex-wrap:wrap}.family-links button{padding:10px 15px;background:#eaf0f4;border:1px solid #c9d7df;color:#1b354b;border-radius:4px;font:inherit;font-size:14px;cursor:pointer}.family-links button[aria-pressed=true]{background:#006e5b;color:white;border-color:#006e5b}.guide-family{padding:35px 0 15px}.guide-family h2{font-size:30px}.guide-family .section-head{margin-bottom:20px}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.insurance-guide-card{display:flex;flex-direction:column;background:#fff;border:1px solid #dce6ed;border-radius:7px;padding:25px;transition:border-color .2s,box-shadow .2s}.insurance-guide-card:hover,.insurance-guide-card:focus-visible{border-color:var(--green);box-shadow:0 5px 18px #102b3912}.insurance-guide-card h3{font-size:23px;margin:14px 0}.insurance-guide-card p{font-size:16px;line-height:1.7}.insurance-guide-card .textlink{margin-top:auto;padding-top:10px}.insurance-guide-card .eyebrow{font-size:12px}.catalog-details{margin-top:38px;border-top:1px solid #dce6ed;padding-top:24px}.catalog-details summary{font-size:20px;font-weight:700;cursor:pointer}.catalog-details label{display:block;max-width:600px;margin:22px 0}.catalog-details input{margin-top:8px}.catalog-details .records-table{max-height:550px}.data-checklist{padding-left:22px}.faq-group{padding:0 0 38px}.faq-group h2{font-size:28px}.faq-item{border-bottom:1px solid #dce6ed;padding:20px 0}.faq-item summary{font-size:18px;line-height:1.5;font-weight:700;cursor:pointer;padding-right:12px}.faq-item p{font-size:16px;line-height:1.8;margin:16px 0 0;max-width:760px}.faq-item[open] summary{color:#007562}.contact-honey{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}#contact-summary{white-space:pre-wrap;overflow-wrap:anywhere;font:inherit;font-size:14px}#contact-fallback[hidden]{display:none}#contactform .checkline{display:flex;align-items:flex-start;gap:10px;flex-wrap:wrap;line-height:1.5}#contactform .checkline input{width:auto;flex:0 0 auto;margin-top:5px}#contactform .checkline a{color:#007562;text-decoration:underline}#guide-count{scroll-margin-top:120px}body:has(.insurance-workspace) .float-chat{display:none}
@media(max-width:1100px){.reading-layout,.faq-layout{grid-template-columns:200px minmax(0,1fr);gap:35px}.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.learning-path{gap:16px}.learning-path .card{padding:24px}.learning-path h2{font-size:24px}}
@media(max-width:760px){.learning-path,.reading-layout,.faq-layout,.role-grid,.guide-grid,.map-controls,.knowledge-stats{grid-template-columns:1fr}.reading-nav{position:static;padding-left:14px;margin-bottom:10px}.reading-layout,.faq-layout{gap:32px}.reading-body h2{font-size:28px}.reading-body p,.reading-body li{font-size:16px}.knowledge-stats>div{padding:18px}.knowledge-stats strong{font-size:27px}.guide-family .section-head{align-items:flex-start;gap:12px}.guide-family h2{font-size:27px}.annual-values{gap:6px}.annual-values b{font-size:18px}.annual-values span{font-size:12px}.insurance-guide-card{padding:24px}.map-controls .checkline{grid-column:auto}.faq-layout .reading-nav{display:grid;grid-template-columns:1fr}.history-timeline>div{padding-left:20px}.reading-body .records-table{max-width:100%}}
.dark p{color:#c1cfda}.dark .steps strong{color:#fff}.dark .eyebrow{color:#8cdcc2}
.auth-section{min-height:70vh;display:grid;align-items:center;padding:clamp(35px,7vw,90px) 0;background:#edf4f6}
.auth-card{max-width:540px;margin:auto;padding:clamp(24px,5vw,44px)}
.auth-card h1{font-size:clamp(1.8rem,4vw,2.7rem);line-height:1.15;margin:12px 0}
.auth-card form{display:grid;gap:16px;margin:25px 0 8px}
.auth-card form label{display:grid;gap:8px;font-size:1rem;font-weight:600}
.auth-card input{width:100%;min-height:48px;border:1px solid #9eb4c0;border-radius:7px;padding:10px 13px;background:white;font:inherit}
.auth-links{display:flex;flex-wrap:wrap;gap:12px 20px;margin:16px 0 22px}
.access-panel{margin:28px 0;padding:24px;border:1px solid #c8d9df;border-radius:12px;background:#fff}
.access-panel form{display:grid;gap:14px;margin-top:15px}
.access-panel .formgrid{align-items:end}